AUTOMATIC DISABILITY INSURANCE FOR RAIL MEMBERS
The Voluntary Short-Term Disability (VSTD) plan is self-funded by SMART and administered by Southern Benefits Administrators, Inc.
The SMART short term disability plan provides a basic “safety net” of coverage for SMART TD members and was designed to work in combination with Railroad Retirement sickness benefits.
The maximum weekly VSTD benefit will increase from $400 to $450 effective January 1, 2017.